"Anonymous. you just dont seem to understand the Basic principles of Ballroom dancing."

No, it is you who do not understand that the application of these principles means you will be using different details for different purposes. The rules you love to quote without understanding are the starting point to the search for understanding - but they are often not the advisable answer for a particular purpose.

"You if, you are a trained dancer, will not lower the standing heel to the floor when going backwards untill the moving foot draws level."

This is a perfect example of your inability to adapt the technique to the various situations in dancing. What you have quoted is sometimes the right answer and sometimes the wrong one - but because you refuse to see and think, you will never discover when it is right and when it is wrong.

"If you did lower the heel to the floor too early you would be back weighted and would loose contact with your partner"

If you lowered the heel too early, yes. But it is not the passing of the moving foot that defines too early, it is the progress of the action overall. You need to learn to identify when the right time for the heel to lower is, and when the right time for the moving foot to move is - both in the cases where they might coincide, but especially in the cases where they differ. And you need to learn to feel this in your body, not to read or think it.

"Look in any technique book or Alex Moore."

As I've pointed out to you many times, the description of the timing in a walk action does not literally apply to any situation in dancing. Instead, it is the starting point from which all actual dance actions DIVERGE. You will not be a dancer until you understand why each of them needs to be different from this generic starting case.

To become competetive at the Bronze level: plan on at least 30 - 40 hours of private lessons PER DANCE. Plan on at least that much time practicing outside of private lessons. Takes about 2 years (consistent) for the average person. If you want to keep it social and you want to be competent plan on roughly half the time.

My definition for competent is being able to dance with a variety of partners in a variety of spaces, comfortably. Obviously faster learners and those with natural abilities take even less time.

"To become competetive at the Bronze level: plan on at least 30 - 40 hours of private lessons PER DANCE."

If you are dancing with your teacher where lessons include your effective practice time that might be the case; otherwise it's quite excessive.

Most bronze couples take at most one lesson per week for all dances, but make this work by using relatively few steps in each dance. Two months is ample time to prepare for the first competition, and there's no reason to spend more than a year at that level with this kind of coaching support, so that's maybe 52 lessons for all dances.